From First Call to Close
A repeatable four-step process — built for speed without skipping diligence.
Apply
Submit your intake — fund mandate or project milestone — in under ten minutes.
Diligence
Our team verifies the numbers, the milestone, and the fit.
Bridge
We structure terms and match capital to project — a term sheet within days.
Close & Grow
Funds move, milestones clear, the project keeps moving.
What Our Diligence Actually Reviews
Diligence at Melton Bridge is fundamental, not collateral-based. We build a full picture of the business itself — its cash flow, its obligations, and its people — before a single rupiah moves.
Every document is digitized and run through our AI-assisted analysis to flag anomalies, inconsistencies, and red flags before our analysts step in — followed by direct management interviews and an on-site visit to verify what the paperwork says against what we see on the ground.
- Bank statements (rekening koran) across recent operating history.
- Business licenses and permits (perizinan).
- Deed of incorporation and legal entity documents (akte).
- Financial statements and management accounts (laporan keuangan).
- Contracts, receivables, and supporting commercial records.
- Ownership structure and key-person background.
In practice, these documents aren't uploaded on the site — once you register, our team follows up directly by WhatsApp or email to collect them securely.
We do not take asset collateral. Melton Bridge studies the business fundamentally — its cash flow, its milestone, its people — rather than lending against what could be seized if things go wrong.
Frequently Asked
How fast can funding actually close?
It depends on how clear and complete the project's site documents are — the cleaner the paperwork, the faster we move.
What sectors do you cover?
Any sector can apply, as long as the business fundamentals are strong and the milestone is clear. Every deal carries its own risk, so we do not promise any specific return.
Is bridge financing debt or equity?
It's structured as equity, with fixed profit-sharing — which is why the project owner needs to have the plan and milestone mapped out before we come in.
What size deals do you take?
Up to Rp 5 billion per deal.
What fee does Melton Bridge charge?
A service fee equal to 20% of what the investor earns on the deal — if there is no return, there is no fee.